If you’re looking for a show-stopping dessert that doesn’t require any baking, the 4-ingredient millionaire pie is your new best friend. This pie boasts an incredibly rich and creamy filling with bursts of fresh, sweet fruit flavor in every bite. It’s the ideal dessert for a crowd, and you don’t have to turn on your oven to achieve it!
This no-bake pie is perfect for potlucks, holidays, and summer parties because it only takes a few minutes to prepare. It uses common pantry ingredients to create a fluffy, delicious mousse that sets up in the fridge. Since it’s made ahead, it’s a breeze to throw together the night before a party and not worry about it until it’s time to serve dessert.
This chilled dessert disappears as soon as it hits the table at any gathering, from backyard BBQs to church suppers. Just drain the fruit, mix the filling, and let the fridge do the rest. You’ll be amazed at how something this simple tastes like a million bucks!

Why You Will Love This Recipe
I love this vintage pie because it has an amazing texture. Just by whipping up a few ingredients, you get an incredibly light and fluffy mousse. The sweetened condensed milk gives this pie a rich, velvety flavor, while the whipped topping adds lightness to the overall mixture. It’s so satisfying on the tongue, but it won’t leave you feeling overly full after you’ve had a big meal.
Another reason this pie is a staple on my dessert menu is how little prep work it requires. There’s no baking involved, so I don’t have to worry about cleaning up my kitchen after I finish making the pie. Using a pre-made crust and a couple of bowls makes this recipe as easy as can be. If you need a foolproof dessert that is ready without breaking a sweat, this is it!

The Ingredients
Let’s take a look at just four ingredients you’ll need to make this incredible no-bake dessert:
Graham Cracker Crust
Using a graham cracker crust is the easiest way to make this pie because it’s already baked and ready to go! It provides a sweet and buttery base that is great for the creamy filling. The crisp graham cracker crust also contrasts with the soft filling, which makes it nice and satisfying. You can use a shortbread crust or a cookie crust if you’d like. It’s just as delicious and just as easy to prepare.
Sweetened Condensed Milk
The sweetened condensed milk binds all of the ingredients together. It adds sweetness and a rich, creamy flavor that is the perfect match for the tart pineapple and the sweet whipped topping. Just make sure to pick up sweetened condensed milk and NOT evaporated milk, which is too watery and will result in a soupy pie.
Crushed Pineapple
The sweetness and slightly tart taste of canned crushed pineapple balances out the sweet, creamy condensed milk nicely. Take care to thoroughly squeeze all of the juice from the pineapple; it’s important to get every drop out before adding it to the mix. Any excess juice in your bowl could cause the filling not to set properly in the fridge.
Whipped Topping
A full tub of frozen whipped topping, like Cool Whip, adds a nice light, airy texture to the pie. Make sure it is completely thawed when you begin so there aren’t any chunks of ice in the mixture. While fresh whipped cream works just fine here, commercially made whipped topping tends to stay lighter and hold its shape better for a few days in the fridge.

How to Make It
Let’s put this super-rich, foolproof chilled dessert together in just a few simple steps.
Drain the Fruit
Open the can of crushed pineapple and pour it into a strainer. Press the fruit into the mesh with the back of a large spoon to get out as much juice as you can.
Mix the Base
In a large bowl, mix the drained pineapple with the can of condensed milk. Stir with a large rubber spatula until the fruit is evenly distributed throughout the milk.
Fold in the Fluff
Gently add your thawed whipped topping directly into the bowl with the pineapple mixture. Use your spatula to carefully fold the fluffy topping into the wet ingredients, sweeping around the edges until no white streaks remain.
Fill the Crust
Pour the filling into the crust and use the back of a spoon or an offset spatula to create a nice, smooth surface.
Chill and Serve
Cover the pie with the lid or plastic wrap and refrigerate for at least 4 hours or overnight until the filling is set. Optionally, you can top with some toasted coconut flakes.

My Top Tips for Success
I always drain my crushed pineapple really well before putting it in the bowl because if any of the juice gets into the mixture, it’ll dilute the condensed milk. This means your pie will be a watery mess the minute you cut it.
When adding the whipped topping to the condensed milk, be careful not to stir it too much, just fold it in gently so you keep as much air in the whipped topping as possible. The less you stir, the fluffier your pie will be.
For the purest, cleanest cuts, pop the pie into the freezer for 30 minutes prior to serving. This will solidify the airy filling enough to give you clean, perfect slices when you cut into it with a sharp knife.

Easy 4-Ingredient Millionaire Pie Recipe (No-Bake)
Equipment
- Strainer (fine mesh)
- Mixing bowl (large)
- Spatula (rubber)
Ingredients
- 1 (9″) graham cracker crust homemade or store-bought
- 1 can sweetened condensed milk 14 oz can
- 1 can crushed pineapple 20 oz can, well drained
- 1 tub whipped topping 8 oz tub (e.g. Cool Whip), thawed
Instructions
- Drain the crushed pineapple in a fine mesh strainer over a sink or bowl and press out as much liquid as possible by pressing down on the pineapple with the back of the spoon.
- In a mixing bowl add the drained pineapple and can of condensed milk and mix until well blended.
- Add the thawed whipped topping to the bowl and use a rubber spatula to gently fold in the topping until blended. Don’t over mix.
- Spread the filling into the graham cracker crust and smooth top with a spatula.
- Cover the pie with foil and refrigerate for at least 4 hours or until firm, or overnight.
- Top with some toasted coconut flakes.
- Slice with a sharp knife and serve chilled.
Nutrition
Storage and Reheating
- Store any leftovers in the fridge covered loosely for up to 4 days.
- To freeze, wrap the whole pie in two layers of plastic wrap and freeze for up to 2 months. Serve partially frozen for a delicious ice cream-style dessert!
- No reheating needed! Serve this pie chilled directly from the fridge.
What to Serve it With
- Serve with a cup of black coffee to offset the sweetness.
- Serve with a few maraschino cherries per slice.
- Pair with fresh berries.
Frequently Asked Questions
Can I add nuts to this pie?
Yes! You can add a ½ cup of chopped, toasted pecans or walnuts to the filling by folding them in. Many people like this variation of the classic millionaire pie!
Why is my pie runny?
This is likely due to the crushed pineapple not being drained properly. Be sure to drain the pineapple thoroughly before mixing by squeezing it in a strainer.





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